With the spread of coronavirus worldwide, more governments and global organizations are suggesting and even enforcing, travel restrictions. Currently, the CDC advises avoiding nonessential travel outside of the United States. It is sensible for employers to limit business travel from areas where COVID-19 is most widespread.
Travel accident and medical policies are often purchased to enable the movement of and payment for an injured or sick employee traveling internationally. While there is no exclusion for medical evacuation if someone were to be diagnosed with coronavirus, the voluntary evacuation of employees is typically not covered.
Any covered evacuations are subject to the approval of health authorities in both the originating and receiving country. Also, flight availability and possible cancelations of evacuation flights due to safety concerns could lead to additional restrictions.
Employers who haven’t purchased a business travel policy should consider obtaining one if employees need to leave the country for work. Follow the link below to obtain a quote for business travel insurance.